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Privacy Policy

Home Privacy Policy

The Zero Closing Costs (MainStream) of respects the privacy of every individual who visits our websites or responds to our interactive advertisements. This Privacy Statement outlines the information MainStream will collect and how we will use that information. This Statement will also instruct you on how you can verify the accuracy of your personally identifiable information submitted to MainStream through our websites and interactive advertisements and how you can opt-out of some of our programs.

What Personally-Identifiable Information is Collected
When you visit MainStream's websites or interactive advertisements, we will not collect any personally-identifiable information about you (such as your name, address, telephone number, or e-mail address) unless you provide it to us voluntarily. In addition, our websites or interactive advertisements invite visitors to submit names, addresses, e-mail addresses, addresses of friends and a lifestyle survey in connection with receiving MainStream products or information or the sending of messages through some of our websites or interactive advertisements. We do not and will not collect any Personally-Identifiable Information on children; children in the United States are defined by the Children's Online Privacy Protection Act (COPPA) as twelve (12) and under.

Use of Personally Identifiable Information
MainStream may store and process your personally identifiable information to better understand your needs and how we may improve our products and services, and we may use your personally identifiable information to contact you. We may also enhance or merge personally identifiable information with data obtained from third parties for the same purposes. MainStream will not give or sell your personally identifiable information to any outside organization for the organization's own use without your consent. Your information may be shared with agents or contractors of MainStream in connection with services that these individuals or entities perform for MainStream.

MainStream is committed to keeping secure the data you provide us and will take reasonable precautions to protect your personally identifiable information from loss, misuse or alteration. Agents or contractors of MainStream who have access to your personally identifiable information in connection with providing services for MainStream are required to keep the information confidential and are not permitted to use this information for any other purpose than to carry out the services they are performing for MainStream.

Non-Personally-Identifiable Information Collected Automatically
In some cases, we may collect information about you that is not personally identifiable. Examples of this type of information include the type of internet browser or computer operating system you are using and the domain name of the website from which you linked to our site or advertisement or appointment requests initiated from the Website. In addition, when you view one of our websites or advertisements, we may store some information on your computer. This information will be in the form of a "cookie" or similar file and will help us in many ways. For example, cookies allow us to tailor a website or advertisement to better match your interests and preferences. Most internet browsers enable you to erase cookies from your computer hard drive, block all cookies, or receive a warning before a cookie is stored. Please refer to your browser instructions or help screen to learn more about these functions. MainStream does not collect personally identifiable information automatically, but we may tie information collected automatically to your previously submitted personally identifiable information.

Contacting Us Regarding Your Personally Identifiable Information
If you have submitted personally-identifiable information through a MainStream website or interactive advertisement and would like to inspect your personally-identifiable information to correct factual inaccuracies or opt-out from our marketing databases, please contact us via e-mail at info@zeroclosingcosts.com, or send a letter to our Privacy Compliance Coordinator at 10979 Reed Hartman Highway, Suite 320 Cincinnati, Ohio 45242. MainStream will use reasonable efforts to supply you with this information, correct any factual inaccuracies in this information or delete this information from our marketing databases.

The copy, claims and offers contained in this website are directed at residents of the United States and are valid only in the United States. At times, if you direct comments to us or if you request information from us, we may ask you to verify that you live in the United States so that we can be assured that the response or information we provide is appropriate for your country of residence. Also, MainStream reserves the right to modify this privacy policy without prior notification to our consumers.



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